If you are hurt while at work, you may be allowed to workers’ compensation. In Illinois, most injuries that occur while on the job enable an individual to workers’ compensation that includes payment for medical bills and lost wages. The types of injuries that are covered may be something from a one time back or neck injury to carpal tunnel from many years of typing. Occupational illnesses are covered as well. These include illnesses caused from inhaling fumes or creature exposed to harmful chemicals.

One of the first things you will do is file a claim with the Illinois Workers’ Compensation Commission, which oversees and hears the luggage of injured workers. The hearing site for Will County is the Will County Courthouse, located at 14 W. Jefferson in Joliet, Illinois. If you are injured out of state but work in Will County, your case will also be heard here.

In Illinois, another of the first things you must do is to notify your employer within 45 days of your injury. You must also be mindful of the decree of limitations, which is three years from the date of your injury. This means you must file a claim with the Commission within that time.

Keep in mind that you are not filing a lawsuit when you file a workers’ compensation claim. Instead, it actually stands in place of a lawsuit. So, regardless of whose fault it is that you were injured, you can still file a claim. That means if you were hurt because you were slapdash, you can still file a claim and get benefits. However, it also means if you were hurt because your employer was careless, then you cannot file a lawsuit (That is the general rule, though there are some exceptions).

The three main types of workers’ compensation reimbursement available to injured workers in Illinois are:

o Medical. This includes all of your medical bills. You should not have to pay anything out of pocket. As long as the operating cost are reasonable and, of course, related to your work injury, then your medical bills should be covered completely.
o Temporary Total Disability. You are entitled to receive 2/3 of your normal weekly wage during the time you are unable to work while you recover from your injury. Also, if you are clever to work but your employer is unable to put up your work restrictions, you can qualify for temporary total disability.
o Permanent Partial Disability. Your doctor will decide if your injury is permanent. If that is the case and you can only return to a smaller paying job, you may get compensation for the difference.

In some states, you can’t choose the doctor who treats you for your work injury, but in Illinois, you can. Still, your employer’s insurance company may want you to be examined once by a different, independent doctor, which is also called anself-governing Medical Exam or IME.

While a workers’ compensation claim is not a lawsuit, it is still strongly recommended that you hire an attorney because you will be dealing mostly with your employer’s insurance carrier, not your company. The insurance company professionals are in the business of negotiating these types of cases and an experienced workers’ compensation attorney will talk for you and make sure you get the best recompense possible.